Sec. 1681x. Corporate and technological circumvention prohibited

The Commission shall prescribe regulations, to become effective
not later than 90 days after December 4, 2003, to prevent a
consumer reporting agency from circumventing or evading treatment
as a consumer reporting agency described in section 1681a(p) of
this title for purposes of this subchapter, including -
(1) by means of a corporate reorganization or restructuring,
including a merger, acquisition, dissolution, divestiture, or
asset sale of a consumer reporting agency; or
(2) by maintaining or merging public record and credit account
information in a manner that is substantially equivalent to that
described in paragraphs (1) and (2) of section 1681a(p) of this
title, in the manner described in section 1681a(p) of this title.

EFFECTIVE DATE
Section subject to joint regulations establishing effective dates
as prescribed by Federal Reserve Board and Federal Trade
Commission, except as otherwise provided, see section 3 of Pub. L.
108-159, set out as an Effective Date of 2003 Amendment note under
section 1681 of this title.